FAQs Lists for your Payment Processor – Ask them!

The expert team at ebaystoredesign applauded for its custom eBay shop design across the entire ecommerce fraternity brings you a list of frequently asked questions that every buyer must read and know what are the pros and cons of payment gateways.

eBay shop Design FAQ

FAQ 1: Do rates and fees vary as I switch my payment methods?
Fees and charges differ with payment gateways for example there is a difference between personal credit card, business card and PayPal. Ask the payment processor regarding the privileged use of the same.

FAQ 2: Do I enjoy low rate on my payment gateways?
It is obvious for payment processor to lure you with low rates initially, but that low rate may be applicable to certain limit of amount transacted. Above certain transaction the rates and fees may differ.

FAQ 3: Why my payment processor charges me more?
The chances of frauds are high when you deal online and hence to cover up the risk these payment processors raise their charges a bit. Check all the details before proceeding.

FAQ 4: Are there separate charges for payment gateways?
Yes there are common charges taken for payment gateways per transaction. You have to pay gateway fees in certain percentage of the product prize taken.

FAQ 5: What if a transaction is cancelled?
When a transaction gets cancelled most of the payment processor might return the money with minor deductions and many of them might charge an additional fees for refunding the same.

FAQ 6: What are the contract tenures between me and payment processor?
Generally they are around 1 or 2 years, depending upon the payment processor company. They may also charge termination or cancellation fees.

FAQ 7: What is monthly fees/charge laid by payment processors?
Payment processors take low upfront monthly fees, but there might be some hidden fees in the back days to come which you might not be informed or you may have overlooked it. These fees may be processing, funds transfer, statement fees etc. initially they may not charge you with such fees as a part of getting business from your side but later on they might add them.

FAQ 8: Are there any monthly charges for low volume transactions?
YES! Many payment processors do charge certain amount if your monthly transaction is low than the predefined limit you agreed with them. But this may be the case with credit card holders not with accounts like PayPal while you deal on eBay.

FAQ 9: What support do I expect from my payment processor?
An automated phone system or a no reply computer generated mail will not do enough to answer your queries. Hence ask for live support assistance. Today every one provides the same.

Selecting a payment processor is an acute responsibility and every processor has different rates and charges. Selection shall be based on perfect match of your business and the services provided by the payment processors.

The info based on payment processor was acknowledged by the expert eBay store designer and online marketing team of ebaystoredesign. The team is well versed in crafting fantastic custom eBay shop design that meets the requirements of every small and big seller online.

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